Earthquake Insurance Glendale CA

To buy, or not to buy earthquake insurance? After all the earthquakes around the world, that question is on the front burner again. Whether you live in St. Louis or San Francisco, it's hard to ignore that gnawing feeling in your gut that not having Glendale CA Earthquake insurance could mean big problems in the event of a Big One.

There are two common mistakes that people make regarding earthquake insurance. One, most homeowners assume their home insurance policy will cover the damages associated with earthquakes and choose not to add additional coverage. And two, even if a homeowner is aware of earthquake insurance; they will opt out of the coverage because they feel it is unnecessary.

Depending on the coverage options you choose, earthquake insurance will cover the cost of your damaged home and any assets that are damaged on your property.

Many Glendale CA homeowners, however, still hold off on purchasing insurance; in California, only 12% of owners with homeowners' policies also have earthquake coverage. Why? Denial, for one. And the belief that earthquake Insurance is expensive, for another. Depending on the coverage options you choose, earthquake insurance is very affordable and will cover the cost of your damaged home and any assets that are damaged by an earthquake on your property.

When you decide to purchase Glendale CA earthquake insurance, remember you should buy enough to cover the costs of rebuilding your house and replacing broken possessions. The amount of insurance you buy should be based on replacement and reconstruction costs, not the market value of your property and possessions. A generally accepted rule of thumb is that you should not risk more than 10 percent of your liquid assets:

What’s the worst that can happen if an earthquake strike my area?

• 10 to 100 percent of your home’s structure could be damaged or destroyed


• All of your belongings could be damaged or destroyed


• A monthly stipend for temporary rent and relocation costs

Do not make the mistake of thinking earthquakes are regional or too far in-between - every area of the country is at risk for earthquake damage. Although some areas are much more of a risk than others, no area is immune.

For more information on Glendale CA Earthquake Insurance contact, Perlas Insurance Services at 1-877-737-5271 or fill out our form above for your online Earthquake Insurance Quote today.

California Insurance Agency offering Earthquake Insurance policies in
Glendale, Los Angeles CA, Burbank CA, and Hollywood California.