Group Health Insurance California

What is Group Health Insurance?

• Health insurance is purchased through a group that exists for some purpose other than buying insurance, such as a workplace, labor union, or professional association.
• Health coverage offered through a group, usually an employer or organization, to a group of people. Group plans spread the cost among the members of the group, enabling such plans to typically cost less per person and offer broader coverage than individual health insurance plans.
• Health insurance written on a number of people under a single master policy, issued to their employer or to an association with which they are affiliated.

Health coverage based on a collection of people, whether assembled by an organization or a business. The cost is spread out among the members of the group. ... Businesses and Individuals in California are under tremendous pressure to control health care costs, communicate their plan features and ensure legislative and regulatory compliance—all while offering competitive life and health insurance benefits to engage and retain their employees. Often, already slim HR staff, burdened by administrative activities, cannot focus on strategic planning.

How can Perlas Insurance Services Help?

In our years of business we have found that health and benefit insurance plans should:

• Align with a businesses objectives.
• Be built around the best contract terms and pricing, service deliverables, executive meetings and other milestones. The plan must consider the organization’s philosophy and culture, service calendar, pre-renewal and renewal process and stewardship review.
• Be managed by using a combination of network discounts, multiyear guarantees, administration, and competitive pressures and performance guarantees. Perlas Insurance Services has tools to support these objectives.


• Incorporate employee perspective on usage, streamlining information, communication and advocacy. Perlas Insurance Services suite of services for Small to mid-sized organizations includes online employee decision-making and plan information, call center advocacy, employee surveys, contribution and plan modeling and elective benefits.

As your business expands, Perlas Insurance Services can provide a Group Health Insurance policy contract anywhere in the State. For more information on Group Health Insurance contact, Perlas Insurance Services at 1-877-737-5271 or fill out our online form above for your FREE Group Health Insurance Quote.

California Insurance Agency offering Group Health Insurance policies in
Glendale, Los Angeles CA, Burbank CA, and Hollywood California.